Benefits Insurance General in Facing Climate Change

Benefits Insurance General in Facing Climate Change

In the last two centuries, human activity has encouraged the increase of greenhouse gases, like carbon dioxide (CO2), the atmosphere in the hot sun like a blanket, warm climate of the earth and create a "global warming". Since industrial revolution temperature average in the earth has increased dramatically and very quickly. Studies indicate that increases in temperature in recent years may cause the increase in frequency and severe its natural disasters such as hurricanes and tropical cyclone. This and other changes will provide a large consequences for life in the world.

Business community of the world began to realize that climate change may cause the physical risks and risks related to weather in the future. Vice Chairman of Merrill Lynch recently stated "We are doing experiments with chemicals that great consequences awesome against our environment, our economy, and human life." Meanwhile, the Goldman Sach's statement in the policy environment in the year 2005 states that climate change is one of the most challenging environment of the twenty-first century and closely associated with other important issues such as economic growth and development, elimination of poverty, access to clean water , and offers enough energy.

Some of the latest scientific findings represent some of the facts that worry, that the increase in global sea surface water is estimated to increase the minimum average of 0.28 m in this century. Apart from the risk of forest fires will be worsened with the natural trend as the temperature increases, the dry conditions. Climate change is also estimated to affect the hydrological cycle, which can cause flooding. Even floods will very likely will cause major economic losses in the years to come. Sea water temperature is warm, more will also be very likely to increase hurricane intensity. All of this comes with a large population growth and increased investment in a region very vulnerable to damage from the effects of climate change.