Sabtu, 28 Februari 2009

when buying insurance???

Some people ask, what about the insurance products that provide value in cash? Such as unit-linked. Where you can select the type of investment as you want. What type of insurance you should buy this or buy term insurance and invest the rest?
When you compare this second case, buy term insurance and invest the rest will give better results if you knowingly continue to make investments. If you fail or delay investment because of certain things, the results may not be less than the value of cash given by the unit-linked products.
When you include that it is difficult to set aside funds to invest regularly every month, the product unit-linked insurance can be an alternative. This product provides the benefits of this type of investment that we can select and with the existing protection.
With this purchase prduk, every year (when you pay the premium every year) you will be charged the same amount of premium, in which some will be invested (the longer the larger the share of investment in comparison with protection) and some other cost-protection and other administrative costs. For more details, we have a unit-linked products in our earlier discussion of the article with the title "Unitlink as an Alternative Product Options."

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